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Roadmap phase 3

AI Shariah research assistant, built as an explainer.

A source-grounded research layer that explains methodology, standards, product boundaries, and re-screening reasons without issuing personal religious rulings.

Rules first, AI second

The roadmap is explicit: AI should summarize, classify, route, and explain, while hard rules handle risk limits, jurisdiction gates, sanctions checks, and permissions. That keeps the assistant useful without turning it into a black-box authority.

Source-grounded answers

Every answer should point back to published methodology, AAOIFI-aligned screening references, OIC Fiqh Academy principles, product boundaries, and the relevant asset or protocol evidence.

No fatwa engine

The assistant can explain why a token passed, failed, or needs review under the operating framework. It must not provide a personal fatwa, individual investment advice, or country-specific legal advice.

Operating workflow

Ask

User asks why an asset is allowed or blocked

The assistant retrieves methodology gates, current classification, and source notes before drafting an explanation.

Ground

Answer cites framework pages

Responses should link to methodology, governance, and asset evidence instead of inventing religious authority.

Escalate

Ambiguous cases route to review

Unknown assets, jurisdiction-sensitive questions, and personal religious rulings should route to human or scholar review.

Guardrails

  • Do not call the assistant a scholar, mufti, adviser, regulator, or legal authority.
  • Do not personalize buy, sell, hold, or allocation instructions.
  • Do not answer from memory when a source page or methodology note is available.

Search intent covered

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