Three Bot Tiers Explained: Who Conservative, Moderate, and High-Risk Are For

There is no single "right" trading bot setting. The setting that's right for you depends on what you're trying to do with the money, how long you plan to leave it there, and how you actually feel during a 20% drawdown — not how you say you'll feel from a calm Sunday afternoon. We offer three tiers because three different people walked into our research room with three different versions of that question.

This post is the plain-English tour of what each tier actually does, who it's built for, and what it looks like when things go wrong.

The shared foundation (all three)

Every tier shares the same non-negotiables, because they're how we keep our promise of staying halal:

• Spot-only. No margin, no perpetuals, no futures, no leverage. The bot opens and closes positions you actually own.
• Halal allowlist only. The bot can only buy coins from our AAOIFI-aligned allowlist. Haram coins are not bypassable.
• Non-custodial. Your funds stay on your connected exchange account. We never touch them.
• No withdrawal access. The API key permission for withdrawals is never granted.
• No yield products. No staking, no lending, no "earn" wrappers — those carry their own riba problems.

The tiers differ on what subset of the allowlist they trade, how often they enter, how much of your balance they put into a single position, and how aggressively they take profits.

Conservative — for the long-horizon Muslim investor

Who it's for. You're saving for something five-plus years out: a house, a child's tuition, retirement. You want to be in halal crypto but you do not want to watch the chart. You'd rather underperform a manic upswing than overshoot a panic.

How it trades. The bot focuses on the top-2 of the allowlist (typically BTC and ETH), enters slowly using a graduated dollar-cost-average pattern, and uses tight position sizing — no single entry exceeds a modest fraction of the working balance. It takes profits early on the first take-profit target and lets the remainder run with a trailing stop. It will sit in cash for extended periods if confluence is weak.

Expected behavior in a drawdown. Drawdowns will be smaller than the underlying coins, but not zero. In a serious bear market (say a 50% peak-to-trough on BTC), expect the strategy to draw down meaningfully less, but to spend a long time in cash rebuilding its setup before re-entering. The cost of safety is opportunity cost in vertical recoveries.

What this is not. It is not "hands-off interest-bearing yield." It is not "always green." It is not a savings account. It is a long-horizon, mostly-blue-chip, spot-only strategy that prioritizes capital preservation over headline returns.

Moderate — the balanced default

Who it's for. You believe in halal crypto as part of a diversified portfolio, you have a three-to-five-year horizon, and you're willing to accept moderate volatility for the chance of better long-term outcomes. You check your balance maybe weekly and don't panic-sell on red days.

How it trades. The bot trades a broader subset of the allowlist (BTC, ETH, and a curated set of large-cap halal-screened layer-1s and infrastructure tokens). Position sizes are larger than Conservative, hold times are shorter, and it takes profits at the first and second take-profit levels rather than holding for runners. It enters on confluence signals (multiple independent indicators aligning) rather than slow accumulation.

Expected behavior in a drawdown. Moderate is the closest tier to "expected average returns for the asset class" — meaning when crypto draws down, you draw down too, just with smaller position sizes and earlier exits than buy-and-hold. You'll see more frequent trades, more frequent green-and-red weeks, and a more "active" feeling portfolio than Conservative.

What this is not. It is not safer than Conservative. It is not aggressive. It is the tier most people who say "I want exposure but not gambling" actually want.

High-Risk — for the experienced and the patient

Who it's for. You understand crypto's history. You have read a 70% drawdown chart and you know what it feels like to watch one happen to your own balance. You have already-diversified the rest of your portfolio elsewhere. You can leave this money untouched for years.

How it trades. The bot trades the full halal allowlist, including smaller-cap halal-screened tokens with higher volatility. Position sizes are bolder, hold times are mixed (some short, some left to run on the third take-profit target). It enters on higher-confluence signals than Moderate (paradoxically — it's more selective per-entry, but each entry is larger). It is more sensitive to early-trend signals.

Expected behavior in a drawdown. This is the tier that will most resemble the underlying coins in a drawdown. In a serious crypto bear market, this tier will draw down hard. We don't hide that. The honest sentence is: high-risk is high-risk. The reason a thoughtful investor chooses it is because they believe the long-run expected outcome justifies the volatility, and they have the temperament and the time horizon to ride it.

What this is not. It is not for new money you might need in two years. It is not for emergency savings. It is not a "get rich" plan. It is the tier we built for the investor who explicitly asked us for one and has the rest of their financial life in order.

How to pick

A small set of questions in order:

1. How long can this money stay untouched? Under 2 years → don't be in the bot at all. 2–5 years → Conservative. 5+ years → any tier.
2. What does a 30% drawdown make you do? Sell → Conservative. Worry but hold → Moderate. Buy more → High-Risk.
3. How much of your net worth is this? Over 25% → Conservative regardless of the previous two answers.
4. Is this Zakat-bearing? Yes → factor that into the take-profit cadence; we lean toward Conservative or Moderate to keep enough liquid for the annual obligation.

You can change tiers later. Most users start one notch more conservative than they think they want and move up after seeing how they actually feel during the first real drawdown.

The honest disclaimer

Past performance does not predict future performance. None of the three tiers promises a return of any size, in any timeframe, under any market condition. You can lose money in any of them. The tier system is about how much of the underlying volatility you absorb and how you participate in halal-screened crypto — not about whether the asset class will be up or down on a given month.

→ Compare the three tiers in detail · See the live screener · Join the waitlist