Risk Profile Quiz
10 questions. One tier recommendation.
Question 1
How long do you plan to keep this money invested?
Question 2
If your portfolio dropped 30% in a month, what would you most likely do?
Question 3
How experienced are you with crypto?
Question 4
If your portfolio went to zero, would your day-to-day life change?
Question 5
How often do you want to check your portfolio?
Question 6
Which return profile fits your goal?
Question 7
Have you ever held an asset through a 50%+ drawdown without selling?
Question 8
How would you describe your knowledge of halal screening for crypto?
Question 9
How big is the position you’re considering relative to your savings?
Question 10
Be honest: which scenario keeps you up at night?
The wrong tier is the most expensive mistake you can make
When new users sign up to HalalCrypto, the most common cause of lost money isn't market timing or signal accuracy. It's tier mismatch. Someone who can't tolerate a 20% drawdown picks Multi-X for the headline returns, then panics and sells at the bottom of the first deep retrace. The strategy worked — they didn't.
The reverse mistake is just as expensive. Someone with a 10-year horizon and real risk tolerance defaults to Conservative because it “sounds safer”, then misses the asymmetric multi-X moves their psychology could actually have held. Over a decade, that gap is enormous.
The risk profile quiz is calibrated for these two failure modes. It scores honesty about drawdown behaviour, time horizon, and the size of the position relative to total savings. The answers map to a tier recommendation that's more likely to survive your next bad month — which is the only test that matters.
No black box. Here's the math.
Each of the ten questions awards 0 to 3 points based on how much risk-bearing capacity your answer indicates. Long horizon, drawdown tolerance, and small position relative to savings score higher. Short horizon, panic-selling history, and large concentration score lower.
The total score (out of 30) maps to a tier:
- 0–12 → Conservative. Capital preservation, blue-chip universe, tight stop. The tier you can hold without checking your phone.
- 13–21 → Moderate. Balanced engine, full top-20 halal universe, regime-aware sizing. Drawdowns are expected.
- 22–30 → Multi-X. Pre-rocket signals, convex sizing, episodic asymmetric moves. Built for users who've held through real drawdowns and want the upside.
The recommendation is conservative by design — at the boundaries, we round down. A score on the edge of Multi-X gets Moderate. A score on the edge of Moderate gets Conservative. Better to graduate up than panic out.
What the quiz is actually measuring
Time horizon
The single biggest determinant of risk capacity. Short horizons mean drawdowns become realised losses; long horizons let compounding absorb them.
Drawdown behaviour
What you’ve actually done in past drawdowns predicts what you’ll do in the next one. Self-reported tolerance without history is unreliable.
Position size
A 10x position is psychologically very different from the same dollar amount as a 1x position. Concentration changes everything.
Monitoring habit
The more often you check your balance, the more likely volatility-induced anxiety leads to ill-timed exits. We score this candidly.
Knowledge level
Less knowledge isn’t a disqualifier — it’s often a reason to use a system instead of trading manually. We score it neutrally.
Sleep test
If a strategy keeps you awake at night, it’s not the right strategy regardless of its expected return. The honest answer here breaks ties.
Common questions
Does the quiz factor in halal compliance?+
No — every tier on HalalCrypto uses the same published 4-gate AAOIFI-aligned screening framework. The quiz is purely about risk profile, not compliance.
Can I switch tiers later?+
Yes. You can upgrade or downgrade from your dashboard at any time. The bot will rebalance to the new tier’s universe and limits at the next cycle.
What if I disagree with my recommendation?+
Trust your honest answers more than your preferences. Most users who override their quiz result toward a riskier tier end up regretting it during the first drawdown. That said, you’re free to pick any tier — we’ll never lock you out.
Why ten questions and not five?+
Because shorter quizzes overweight whatever’s on top of the user’s mind. Ten questions give us multiple independent reads on horizon, drawdown behaviour, and position sizing — which makes the recommendation stable rather than noisy.
Should I take this annually?+
Yes — life changes. New job, new family, new safety net all change risk capacity. Re-take whenever your circumstances meaningfully shift.
See the full tier breakdown
Stop-loss, max positions, signal stack, risk band, and profit-taking style — all three tiers compared side-by-side.
Compare /tiers →Keep exploring
Halal Coin Screener
Paste any ticker. See halal status in one click.
Halal vs Haram Quick Check
Coin in. Verdict + AAOIFI reasoning out.
Portfolio Halal Scanner
Paste your exchange portfolio. We flag what's not halal.
Exchange Permission Validator
Check no-withdrawal, spot-only API permissions before launch review.
Tier Matchmaker
5 quick questions. Instant tier match.
Drawdown Stress Simulator
What would your portfolio have looked like in 2018? 2022? 2024?
Crypto Returns Calculator
Stress-test halal portfolio scenarios.
Compounding Calculator
Long-term contribution math, without hype.
Subscription Tax Estimator
What VAT or GST will you pay on your subscription?
Onboarding Checklist
Personalised setup guide. Step-by-step.
Position Size Calculator
Halal sizing. Spot only, no leverage, no surprises.
Portfolio Allocator
Suggested halal asset mix for your balance + risk profile.
Crypto Zakat Calculator
2.5% annual zakat on halal crypto holdings.
Trade P&L Auditor
CSV in. Halal compliance + tax-ready P&L out.
Halal Coin Comparison
Compare any 2 or 3 coins side by side. AAOIFI gates aligned.
Let our multi-agent AI run halal trades for you 24/7
These tools tell you what's halal. The HalalCrypto bot is provisioned through a manual launch review before activation — spot only, on your own connected exchange account, with funds that never leave your control.
See the tiers →