Halal vs Haram Quick Check

Every halal-vs-haram crypto list you find online makes one of two mistakes. Either it lumps every coin into a binary halal/haram bucket without saying why (so you can't evaluate it), or it confuses asset-level compliance with application-level compliance (so it bans things that are actually fine and blesses things that aren't).

This tool does it differently. Every verdict cites the specific AAOIFI standard, fiqh principle, or scholar resolution that drove the conclusion. If a coin is haram, you can see exactly which gate it fails. If it's under review, you can see what we're waiting on. If it's halal, you know it passed all four gates with a published rationale.

USDT and USDC.Both stablecoins hold reserves in interest-bearing instruments. You cannot earn yield on them without participating in riba. But using them as a quote asset for a fully-settled spot trade — holding them for the minutes between selling one halal asset and buying another — is broadly accepted as transit. The distinction is intent and duration. If you're holding USDT as savings, that's a problem. If it's a rebalancing intermediate, it's fine.

Layer-1 vs lending governance. BNB is halal. Aave is haram. Both are governance-flavoured tokens for protocols that include lending. The difference is what the token actually captures: BNB captures fees from a general-purpose chain (lending is one of many applications), while Aave captures fees specifically from interest-based lending. Token-level revenue exposure to riba is the deciding factor, not the existence of lending in the ecosystem.

Memecoins.A memecoin without underlying service revenue is structurally pure speculation. That's maysir-adjacent. We exclude them. DOGE is a borderline case (proof-of-work payment asset with payment utility) and sits in review. SHIB and PEPE have no comparable utility and sit in haram.

Liquid staking. Staking yield itself is a debated category — some scholars treat it as a validator service fee, others as quasi-interest. We currently hold liquid staking tokens (LDO, RPL) under review pending broader scholar consensus. Our automated bot does not stake.