Portfolio Allocator

A halal portfolio that puts 100% into a single mid-cap is technically Sharia-compliant — but it's a one-asset portfolio, and that's a structural problem. Halal screening tells you what you can buy. Allocation tells you in what proportion. Both matter.

The portfolio allocator gives you a starting suggested mix across BTC, ETH, halal Layer-1s, and selected halal Layer-2s — all four-gate AAOIFI-screened. Three risk profiles are supported. Conservative tilts heavily to BTC and ETH anchors. Moderate adds halal L1 diversification (SOL, AVAX, DOT, LINK). Multi-X reduces anchor weight to make room for halal mid-caps with asymmetric upside.

Every line in every allocation comes with a one-sentence rationale — why that asset, at that weight, in that profile. Use it as a starting point and adjust based on your conviction and constraints.

No lending-protocol governance. AAVE, COMP, MKR — excluded across every profile because the token captures riba revenue. Their slot is taken by halal Layer-1 governance assets like UNI (spot DEX) and ATOM.

No derivatives DEX tokens. INJ, GMX, DYDX — excluded because the underlying protocol runs leveraged perpetual futures, which is structural gharar. Allocation routes to spot-only equivalents.

No memecoins. SHIB, PEPE, BONK — excluded because pure-speculation payoff structures fail the maysir gate. Even at Multi-X, allocation routes to halal mid-caps with productive service economies (RNDR for compute, UNI for spot DEX).

Stablecoin transit only. USDT/USDC reserves are sized small (5–10%) and used purely for rebalancing. Never staked, never lent, never held as a yield-bearing position.

A target allocation is a starting point — over time, winners drift up and losers drift down, and your actual weights diverge from the target. Rebalancing brings them back. A simple cadence: review monthly, rebalance only when any single position is more than 5 percentage points away from its target.

If you're running our automated trading bot, this happens for you continuously. The bot rebalances within tier limits at each cycle — so you don't need to think about drift or open the dashboard to take action.

If you're trading manually, set a calendar reminder for the first Friday of every month. Spend ten minutes checking the deltas and decide whether to act. Most months no action will be needed.